Aly J. Yale is a contributing writer for the Managing Your Money section for CBSNews.com, covering various personal finance topics, including investing, homebuying, loans and more. The latter have ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. This is a real concern for savers, particularly for those with CD ...

CDs aren’t exactly cutting-edge in 2025. Since the peak years around the turn of the millennium, sales have plummeted because streaming services like Spotify have taken over. But there are still times ...

Many people use certificates of deposit (CDs) as a safe, predictable way to grow their savings. But what do you do when your CD matures? You’ll enter a short grace period where you can withdraw your ...

Most CDs come with early withdrawal penalties that can wipe out all of your earnings. You can sign up for a no-penalty CD to avoid early withdrawal penalties. Shop for better options like a high-yield ...

The days of earning 5% or more on nearly risk-free certificates of deposit (CDs) are coming to an end, but for some, they could be ending even sooner than expected as banks and other financial ...